About Hardest Hit Alabama

In the midst of the COVID-19 pandemic, Hardest Hit Alabama (HHA) reopened to help Alabama families facing temporary financial hardships keep
their home. HHA provides short-term mortgage payment assistance to those who have experienced a loss of employment or substantial reduction in household income.

HHA is a foreclosure prevention program funded by the U.S. Department of Treasury's "Hardest Hit Fund" that was authorized under the Emergency Economic Stabilization Act of 2008. Since it's inception in 2010, HHA has provided more than $82 million to nearly 7,800 Alabama families to help
them avoid foreclosure.

Due to anticipated demand for this program, HHA will accept applications in cycles. Periodically, we will close the application portal to evaluate applications. During this time, applicants may check their application status online to confirm they have submitted all required documents.

More information about eligibility and the process to apply can be found on this site. Homeowners may submit an application by clicking the
"Apply Now" button in the upper right corner of the screen. 

* Hardest Hit Alabama is NOT a rental assistance program. The Alabama Housing Finance Authority (AHFA) expects to receive rental assistance
funding from the U.S. Department of Treasury and is making preliminary preparations to develop a different program to help renters in our state.
Hardest Hit Alabama cannot provide information concerning this rental assistance program. Please visit www.ahfa.com/ERA for more information.

*Hardest Hit Alabama is NOT affiliated with the Alabama Department of Labor and cannot provide information concerning unemployment claims. 
For this information, please visit https://www.labor.alabama.gov/contacts/UC_QA_INFORMATION.aspx.