About the Hardest Hit Fund

Hardest Hit Alabama (HHA), a foreclosure prevention program, is available for eligible homeowners struggling to pay their mortgage payments.

The State of Alabama was allocated approximately $162 million to provide assistance for financially distressed homeowners. The U.S. Department of Treasury's "Hardest Hit Fund" is authorized under the Emergency Economic Stabilization Act of 2008 and is available in 18 states and the District of Columbia.

We offer several different programs to meet the needs of Alabama homeowners facing financial hardships. HHA assistance is available statewide to qualified homeowners on a first-come, first-served basis.

For more information, please visit our programs page or watch the video.